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Centre for Inclusive Banking in Africa

          WE REGRET TO INFORM YOU THAT THE CENTRE FOR INCLUSIVE BANKING IN AFRICA TERMINATED ITS ACTIVITIES ON THE 31ST MARCH 2014.     

 
Access to and use of formal financial services by low-income and poor people is a formidable development challenge.  It is estimated that more than 80% of the people of Africa have no access to formal financial services.  Research shows the positive effect of access and use of formal financial services on economic growth and poverty alleviation.

These financial services involve much more than just providing microcredit.  The fact is that poor people prefer access to transaction and savings services before turning to credit.  It is now generally accepted that it is possible to provide viable formal financial services to the poor and there are many examples of success, but also of failure.

The low access challenge is a function of many aspects, but largely boils down to issues to do with the cost-to-clients to interact with formal financial institutions and the cost-to-serve poor clients incurred by the formal financial institutions.

The objective of the Centre for Inclusive Banking in Africa (CIBA) is to improve financial inclusion through affordable access to a range of responsible financial services for poor and low-income people, provided by viable and sustainable financial institutions that will contribute to economic development and poverty alleviation in Africa.  In short, as reflected by our tagline:

INCLUSIVE FINANCE AGAINST POVERTY 
EDUCATION AND TRAINING                                RESEARCH                   LINKS    
 

News

First in-depth look at West Coast’s own Heaviside’s dolphins - 17/04/2014
All Heaviside’s dolphins found along southern Africa’s West Coast are related, and belong to one of two major populations. This is one of the findings of the first in-depth genetic study about this endemic dolphin species that is only found from Table Bay to southern Angola. The species may be sensitive to overharvesting by the hake fishing industry.
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The world beyond 2015 – is higher education ready? - 17/04/2014
‘We are very good at communicating to a scholarly audience, but one of our challenges is how to transfer that information to a broader audience, in other words the general public. There is definitely room for us [universities] to do more of that.’ This was the response of Prof Cheryl de la Rey, Vice-Chancellor and Principal of the University of Pretoria (UP), to one of the questions posed by the Association of Commonwealth Universities (ACU) as part of a new international campaign.
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Minister Derek Hanekom launches Centre of Excellence in Food Security - 16/04/2014
South Africa's drive to create a competitive and food secure state was boosted on Tuesday (15 April) with the launch of the Centre of Excellence (CoE) in Food Security at University of the Western Cape (UWC) in collaboration with the University of Pretoria (UP).
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Record number of post-graduate degrees for UPs Class of 2013 - 16/04/2014
The Autumn 2014 graduation figures for the University of Pretoria (UP) confirm that the institution which last year was ranked among the Top 500 universities globally by the prestigious QS World Ranking of Universities, is on track to deliver on its vision of being a leading research-intensive university. A record 4214 post-graduate degrees are being awarded across its nine faculties and business school.
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Prof Tiaan de Jager gives an African perspective on environmental issues in Geneva - 15/04/2014
Prof Tiaan de Jager, Deputy Dean: Research in the Faculty of Health Sciences and Director of the University of Pretoria’s Centre for Sustainable Malaria Control, is an expert on the effect of the presence of pharmaceuticals in the environment in Africa. It was on account of this expertise that he was invited by the German Federal Government Environment Protection Agency and the United Nations Environmental Programme (UNEP) to address them on the effect of pharmaceuticals on the environment in Africa.
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Study asks for ban on 4x4s in protected areas - 15/04/2014
Soil damage caused by 4x4 vehicles is underestimated, long term between 5 and 1000 years - and mostly irreversible. Due to their negative environmental impact, vehicles should not be allowed to do off-road driving in protected areas. Strict legal measures should be applied to regulate 4x4 use in such areas, while very sensitive areas such as wetland areas should be classified as absolute no-go areas.
[Read More]
 
Tax specialist nominated for an Education Innovation Award - 15/04/2014
A senior lecturer in the Department of Taxation, Ms Theresa van Oordt, has been nominated for the Laureate Award for Education Innovation.
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